1300 459 101

Book a chat
Silver-haired couple walking arm in arm along a tree-lined street with takeaway coffees

About 3 minutes  ·  No paperwork  ·  Your score straight away

Are you retirement ready?

Start with the life you want, then see how close you are. Fifteen quick questions, rough numbers only, and your Retirement Ready score at the end.

Start the check

When would you like work to become optional?

The age you’d like to be able to stop, even if you keep going. Super can generally be accessed from 60 once you’ve retired, or from 65 whether or not you’ve stopped work. The Age Pension starts at 67, subject to income and assets tests.

Which picture fits the retirement you want?

What do modest and comfortable mean?

These come from the ASFA Retirement Standard, updated every quarter. It assumes you’re 65 to 84, own your home outright and are relatively healthy.

Comfortable ($78,998 a year for a couple, $56,166 single): top-level private health insurance, a reasonable car, regular leisure such as club membership and the cinema, occasional restaurant meals, an annual domestic trip to visit family and one overseas trip every seven years.

Modest ($52,690 couple, $36,548 single): better than the Age Pension, but the basics. Basic health cover, an older car, infrequent leisure and a domestic trip or a few short breaks.

ASFA estimates a couple retiring at 67 needs about $730,000 in super for a comfortable retirement ($630,000 single). That assumes a part Age Pension and spending all your savings over retirement. This check leaves out the Age Pension and uses its own assumptions, so its figure is usually higher than ASFA’s. Many retirees get some Age Pension, and your Gap Report includes it.

Retire in style is a Wealth Effect Group estimate for regular overseas travel and helping family.

Source: ASFA Retirement Standard, June quarter 2026, superannuation.asn.au.

What would make retirement feel like a success?

Pick as many as matter to you.

How would that make you feel?

5/10

About the sameMuch more at ease

Right now, how confident are you that you’ll get there?

50%

No ideaMight be on trackWell prepared

Who are we planning for?

A quick note before the numbers

Benchmark yourself against the ASFA Retirement Standard (opens ASFA’s site). Your result is an estimate based on your answers and our assumptions. It’s general information only, not personal advice.

Which best describes your work?

Super, both of you combined

A rough band is fine. No exact figures needed.

What do you hold outside super?

Tick all that apply, then pick a rough band for each. Leave out your home; that’s the next question.

Your home

Any other debts?

Car loans, credit cards, personal loans, money owed to the tax office.

Household income from work, before tax

Is anyone looking at all of this together for you?

Super, tax, debt and estate.

What’s stopping you feeling ready?

Pick all that apply. Optional: we use this only to tailor your result. See our Privacy Policy.

If your result shows a gap, how soon would you want to understand your options?

Do you expect to stop flying before 60?

Some crew stop flying earlier than they first planned.

Your Gap Report

Where should we send your report?

We’ll email your report within two business days. Your answers and result are attached automatically and handled under our Privacy Policy.

← Back

Thanks, we've got your answers.

We’ll email your Gap Report within two business days. If you’d like to talk sooner, call 1300 459 101.

We collect your name, contact details, answers and result to prepare your report and, if you ask, to contact you. We also use your answers to decide how best to follow up with you. Your details may be shared with our licensee, Boston Reed. See our Privacy Policy. General information only, not personal advice.