WE. Insights
Property & Lending
What changed, who it affects and what deserves a decision rather than a reaction. Written by our advisers for Australian families, business owners and retirees.
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What happens to your negative gearing when the property passes to your kids or in divorce?
The Government told investors their existing negative gearing was safe “for as long as you hold it.” Read the actual Bill and…
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The End of the 50% CGT Discount: What Property Investors Have 14 Months to Decide
The 50% CGT discount is replaced from 1 July 2027. What property investors should weigh before deciding to hold, sell or restructure,…
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Buying Your Next Property in a Trust or Company: What Has Changed — and Why It Matters – From a lending perspective.
For years, investors have used trusts and companies to support estate planning, asset protection and family income distribution. Those structures remain valid…
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The RBA Has Lifted Interest Rates Again — What Today’s Decision Means for Australian Households, Property Investors and the Cost of Living
Today, the Reserve Bank of Australia increased the official cash rate by 25 basis points, taking it from 3.85% to 4.10%.This marks…
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Housing Market Gains Momentum: July Data Signals Renewed Strength
Australia’s housing market is showing renewed vigour, with national home values rising for the sixth consecutive month in July. CoreLogic’s latest Home…
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What Property Investors Need to Know This Spring
By Toby Box, WE Mortgage SolutionsSpring is here—and with it comes one of the busiest seasons in Australian real estate. Open homes…
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Inner Melbourne Leads National Property Price Growth Following Interest Rate Cut
Following the Reserve Bank of Australia’s (RBA) pivotal interest rate cut in February 2025, the Australian property market has witnessed a notable…
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RBA Cuts Cash Rate to 3.85% – What It Means for Borrowers, the Economy, and the Property Market
In a widely anticipated move, the Reserve Bank of Australia (RBA) has reduced the official cash rate by 25 basis points, bringing it…
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Stamp Duty Concession For 1st home Buyers.
There’s been significant changes in the First Home Buyer (FHB) market. The biggest change we’ve seen is the introduction of the new…
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First Home Owners Grant, Concessions & Incentives – 2023
Navigating the world of first-time homebuying in 2023 can be overwhelming. With a plethora of confusing jargon and a range of incentives…
General advice warning. These articles are general information only and do not take into account your objectives, financial situation or needs. Each reflects the law at its publication date. Seek personal advice before acting. Wealth Effect Group (CAR 424768) and Andre Dirckze (AR 395157) are Authorised Representatives of Boston Reed Pty Ltd, ABN 89 091 004 885, AFSL 225738.