WE. Insights
Case Studies
What changed, who it affects and what deserves a decision rather than a reaction. Written by our advisers for Australian families, business owners and retirees.
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Worked example: he wanted an SMSF. The modelling said not yet, so we said not yet.
A first officer wanted an SMSF to buy property. An illustrative worked example of modelling it properly, including what happens if the…
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Worked example: four super accounts, three policies and one exclusion she didn’t know about
Cabin crew pick up a super account at every base. An illustrative worked example of why you read what’s inside each one…
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Worked example: the captain who had cover for part of a nine-year problem
A 51-year-old captain, a lost medical and nine years until super unlocks. An illustrative worked example of the one number most pilots…
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Kate and Andrew: getting super, the mortgage and insurance to work together
A busy family in their late 40s had super sitting in cash, a 30-year mortgage and default insurance. Coordinating the pieces changed…
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Alister and Catherine: helping the kids now without putting the money at risk
Two retirees wanted to help their adult children with their mortgages now, without exposing the money to a divorce or a business…
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Andrew and Sylvia: from a $41,000 shortfall to the retirement they wanted
Asset rich and super poor, two business owners in their early 60s faced a projected shortfall of $41,380 a year. Selling in…
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Cameron and Allie: on track to retire at 60, and aiming higher
With the mortgage nearly paid and their daughter at university, Cameron and Allie wanted to know whether retiring at 60 was realistic.…
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Jamie and Marion: two redundancies and a move to the coast
After taking voluntary redundancies in their mid-50s, Jamie and Marion worried their money would not stretch to a coastal retirement. Planning for…
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Tom and Lauren: a surgeon’s family, a second farm and the house they let go
A high-income surgeon’s family could afford to keep their old home and buy a second farm. Our modelling showed they did not…
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Michael and Helen: closing a $6,850 a month retirement gap
A business owner five years from retirement faced a projected monthly shortfall despite substantial assets. A seven-step Retirement Roadmap was designed to…
General advice warning. These articles are general information only and do not take into account your objectives, financial situation or needs. Each reflects the law at its publication date. Seek personal advice before acting. Wealth Effect Group (CAR 424768) and Andre Dirckze (AR 395157) are Authorised Representatives of Boston Reed Pty Ltd, ABN 89 091 004 885, AFSL 225738.