WE. Insights
Business Owners
What changed, who it affects and what deserves a decision rather than a reaction. Written by our advisers for Australian families, business owners and retirees.
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Business owners get a $10 million CGT reprieve — but the $6 million test still picks the winners!
The active asset reduction now reaches businesses turning over up to $10 million. The concessions that actually wipe out the tax still…
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Selling Your Business in the Next 10 Years? The 2026 Budget Just Changed the Maths.
By Andre Dirckze, Principal Adviser, Wealth Effect GroupArticle 5 of our detailed Federal Budget 2026–27 series. For the overview briefing, see [link…
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The Wealth Trap: Why Successful Business Owners Often Build Everything Except Personal Wealth
You’ve built a business most people would envy. So why do your personal finances often feel unstructured, exposed, and strangely behind? Here’s…
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What are the distinctions between SMSF Estate Planning and Succession Planning?”
Many SMSF Trustees are aware of the importance of estate planning for the proper distribution of assets after their death. However, not…
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Andrew and Sylvia: from a $41,000 shortfall to the retirement they wanted
Asset rich and super poor, two business owners in their early 60s faced a projected shortfall of $41,380 a year. Selling in…
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Small Business CGT Retirement Exemption Explained Simply
If you are a small business owner considering utilising the capital built up in your business for retirement funding, there are two…
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Exploring Small Business CGT Concessions for multiple business owners.
In this comprehensive guide, we will explore the intricacies of these concessions, specifically addressing the complexities that arise when dealing with multiple…
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Patricia and Michael: putting $1 million to work before the home upgrade
Two business owners in their late 40s had $1 million in cash to deploy and a home upgrade in mind. Getting their…
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Tom and Lauren: a surgeon’s family, a second farm and the house they let go
A high-income surgeon’s family could afford to keep their old home and buy a second farm. Our modelling showed they did not…
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What exactly is a bucket company, and why should you use one for your business and investment struct
A bucket company is a tax-efficient and strategic structure that businesses can use to maximise profits and structure their business and personal…
General advice warning. These articles are general information only and do not take into account your objectives, financial situation or needs. Each reflects the law at its publication date. Seek personal advice before acting. Wealth Effect Group (CAR 424768) and Andre Dirckze (AR 395157) are Authorised Representatives of Boston Reed Pty Ltd, ABN 89 091 004 885, AFSL 225738.